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200 East Edgewood Drive Friendswood, TX. 77546 Phone Direct: 832-372-6388 Fax: 281-692-0817 Licensed Texas Real Estate Broker # 0536837
James Potenza, ABR®,EBA REALTOR ® Broker/Owner Relocation Specialist Exclusive Buyer's Agent Pearland - Friendswood - Manvel - Clear Lake - League City - Seabrook - Webster - Kemah - Alvin - Houston - NASA
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Sample "Good-Faith Estimate"
Lender #1 Lender #2
800 Items Payable in Connection with Loan
801 Loan Origination Fee ________ ________
802 Appraisal Fee ________ ________
803 Credit Report ________ ________
804 Tax Related Service Fee ________ ________
805 Flood Certificate ________ ________
806 Wire Transfer Fee ________ ________
807 Courier Fee ________ ________
808 Lender's Inspection Fee ________ ________
809 Underwriting Fee ________ ________
810 Administration Fee ________ ________
811 Processing Fee ________ ________
812 Mortgage Broker Fee ________ ________
900 Items Required by Lender to be Paid in Advance
901 _____ days of interest to the end of the month
902 Hazard Insurance Premium (one-year in advance)
1000 Reserves Required by Lender (Escrow Account)
1001 Hazard Insurance (___ months @ ______)
1002 Taxes (___ months @ ______)
1100 Title Charges
1101 Escrow Fee
1002 Attorney fee
1003 Title Insurance (buyer's portion)
1004 Courier Fees
1200 Government Recording and Transfer Charges
1201 Recording Fees
1300 Additional Settlement Charges
1301 Survey
1302 Pest Inspection
1303 Homeowner's Association Transfer Fee
And remember: Good faith estimates are a great way to compare "apples to apples". Get a GFE from a few different lenders and compare their charges. Your bottom line cash and monthly payment will differ dramatically from plan to plan. Exclusive Buyer's Agents never have anything to sell you but their expertise. As an Exclusive Buyer's Agent and Pearland/Friendswood/Clear Lake residential expert, James Potenza will be on your side when you decide to buy a home. James does not spend time selling homes so he can devote all of his time representing his buyer clients. If you are looking for Pearland Real Estate, Friendswood Real Estate, or Real Estate in the Clear Lake area, James has the knowledge and expertise to guide you in the right direction as YOUR Exclusive Buyer's Agent.
James works with mortgage lenders on a daily basis. He sees the current government programs that can save you money if you qualify. James has a few lenders that he can recommend to you. He knows and trust their professionalism and trusts them with his valuable clients.
On The Buyer's Side
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Colossians 3:22-24
Ph: 832-372-6388 OUR SERVICES PEARLAND FRIENDSWOOD
Information About Brokerage Services
Pearland, TX
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